:root{--ink:#10293a;--ink2:#34495a;--muted:#5d6f7c;--teal:#0d6b70;--teal2:#0a5559;--foam:#e8f3f2;--sand:#f7f2e8;--line:#dfe6e8;--coral:#c9502f;--card:#fff;--r:14px;--w:1120px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fbfaf7;color:var(--ink);font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
a{color:var(--teal);text-underline-offset:3px}a:hover{color:var(--teal2)}
img,svg{max-width:100%}
h1,h2,h3{font-family:"Fraunces",Georgia,"Times New Roman",serif;font-weight:600;letter-spacing:-.01em;line-height:1.15;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.6vw,3.3rem)}h2{font-size:clamp(1.5rem,3vw,2.1rem);margin-top:0}h3{font-size:1.2rem}
p{margin:0 0 1em}
.wrap{max-width:var(--w);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:9}
.notice{background:var(--ink);color:#d8e4ea;font-size:.84rem;padding:8px 0}
.notice a{color:#fff}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:66px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand b{font-family:"Fraunces",Georgia,serif;font-size:1.35rem;font-weight:600;letter-spacing:-.01em}
.brand small{display:block;white-space:nowrap;font-size:.72rem;color:var(--muted);letter-spacing:.06em;text-transform:uppercase;margin-top:-3px}
nav.main ul{display:flex;gap:2px;list-style:none;margin:0;padding:0}
nav.main a{display:block;padding:8px 8px;white-space:nowrap;border-radius:8px;color:var(--ink2);text-decoration:none;font-size:.93rem}
nav.main a:hover,nav.main a[aria-current]{background:var(--foam);color:var(--ink)}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--coral);color:#fff;text-decoration:none;font-weight:600;border:0;border-radius:10px;padding:12px 18px;cursor:pointer;font-size:1rem}
.btn:hover{background:#b0431f;color:#fff}.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--ink)}.btn.ghost:hover{background:var(--ink);color:#fff}
.menu{display:none}
@media (max-width:1180px){.hdr>.btn{display:none}}
@media (max-width:900px){nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:8px 12px}nav.main.open{display:block}nav.main ul{flex-direction:column}.menu{display:inline-flex;background:none;border:1.5px solid var(--line);border-radius:8px;padding:8px 12px;font:inherit;color:var(--ink)}.hdr .btn{display:none}}
.hero{background:linear-gradient(180deg,var(--foam),#fbfaf7);padding:48px 0 28px;position:relative;overflow:hidden}
.hero .grid{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:start}
@media (max-width:900px){.hero .grid{grid-template-columns:1fr}}
.eyebrow{font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);font-weight:700;margin-bottom:10px}
.lead{font-size:1.14rem;color:var(--ink2);max-width:40em}
.facts{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 0;padding:0;list-style:none}
.facts li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 12px;font-size:.9rem}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:0 8px 28px rgba(16,41,58,.07)}
.quote h2{font-size:1.35rem;margin-bottom:12px}
.quote label{display:block;font-size:.82rem;font-weight:600;color:var(--ink2);margin:10px 0 4px}
.quote select{width:100%;padding:11px 12px;border:1.5px solid var(--line);border-radius:10px;font:inherit;background:#fff;color:var(--ink)}
.quote select:focus,.btn:focus-visible,a:focus-visible{outline:3px solid #f3b49f;outline-offset:2px}
.swap{background:none;border:0;color:var(--teal);font:inherit;font-size:.88rem;cursor:pointer;padding:6px 0;text-decoration:underline}
.vehs{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:14px 0}
.veh{border:1.5px solid var(--line);border-radius:10px;padding:10px 12px;cursor:pointer;background:#fff;text-align:left;font:inherit;color:var(--ink)}
.veh[aria-pressed="true"]{border-color:var(--teal);background:var(--foam)}
.veh span{display:block;font-size:.78rem;color:var(--muted)}.veh strong{font-size:1.15rem}
.small{font-size:.84rem;color:var(--muted)}
section{padding:44px 0}section.alt{background:var(--sand)}
.cols{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.cols.two{grid-template-columns:repeat(2,1fr)}
@media (max-width:820px){.cols,.cols.two{grid-template-columns:1fr}}
.tbl{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid var(--line)}
.tbl th,.tbl td{padding:11px 12px;border-bottom:1px solid var(--line);text-align:left;font-size:.95rem}
.tbl thead th{background:var(--ink);color:#fff;font-weight:600}
.tbl td.n,.tbl th.n{text-align:right;white-space:nowrap}
.tscroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;position:relative}
.steps li::before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--teal);color:#fff;font-weight:700;margin-bottom:8px}
@media (max-width:820px){.steps{grid-template-columns:1fr}}
.term h3{margin-bottom:4px}.term .dock{font-size:.82rem;color:var(--teal);font-weight:700;text-transform:uppercase;letter-spacing:.06em}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin-bottom:10px}
summary{cursor:pointer;font-weight:600}details p{margin:.6em 0 0}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:10px}.crumbs a{color:var(--muted)}
.cta{background:var(--ink);color:#e9f0f3;border-radius:var(--r);padding:28px;display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap}
.cta h2{color:#fff;margin:0 0 4px;font-size:1.5rem}.cta p{margin:0}
.prose{max-width:760px}.prose ul{padding-left:1.2em}.prose li{margin:.3em 0}
footer.site{background:var(--ink);color:#c9d6dd;padding:40px 0 28px;font-size:.92rem;margin-top:30px}
footer.site a{color:#fff}footer.site h3{color:#fff;font-size:1rem;font-family:inherit;font-weight:700}
footer.site ul{list-style:none;padding:0;margin:0}footer.site li{margin:.35em 0}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:26px}/*fgrid4*/@media (max-width:1000px){.fgrid{grid-template-columns:1fr 1fr}}@media (max-width:820px){.fgrid{grid-template-columns:1fr}}
.legal{border-top:1px solid #2b4456;margin-top:26px;padding-top:16px;font-size:.84rem;color:#a9bbc5}
.wave{display:block;width:100%;height:28px;color:#fbfaf7}
.brand svg{flex:none;width:34px;height:34px}.hdr>.btn{white-space:nowrap;padding:10px 14px}